Wednesday, February 24, 2010

Most Dangerous Countries

According to Forbes Magazine, below is the list of the 15 most dangerous countries.
15. Zimbabwe
14. Columbia
13. Haiti
12. The Sahel (border of Algeria, Nigeria Mali & Mauritania)
11. Chad
10. Nigeria
9. Russian Caucasus (Chechnya, North Ossetia, Daghestan
8. Guinea
7. Democratic Republic of Congo
6. Yemen
5. Sudan
4. Pakistan
3. Somalia
2. Iraq
1. Afghanistan

The list was determined from information from IJest, Control Risk and the US State Department. Read the article at Forbes.com.

If you are traveling to these regions for business or as a consultant, then we recommend reviewing your current health, life and disability insurance. Most traditional health health insurance policies do not not cover illness or accidents due to war and terrorism and most life insurance policies do not cover loss, death or dismemberment from acts or war and terrorism.

ISA Global Benefits specializes in providing high limit health, life and disability insurance for individuals traveling, residing or working in high risk areas. For more information regarding their individual and group benefit insurance products, please visit their website www.overseashealth.com/iraq.

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Thursday, February 11, 2010

Best and Worst Health Care - Comments from Expatriates

I was reading a recent LinkedIn post with comments from expatriates and consultants who have received medical care abroad. A few responses that stood out were:

Japan: The worst I ever experienced. Doctors there consider themselves as gods
so they don't talk to you even if they speak English. Surgery practices are
dangerous, I spent 4 weeks in an hospital for a badly broken leg and I almost
died of pulmonary embolism because of no prophylaxis to prevent coagulation and
old medications used


...I am far from impressed by the UK national health service (NHS).
If you go private, you're ok

Having lived in the UK for more than 6 years, I have (luckily) rarely
experienced the NHS first-hand. The worst that happened to me was to be given
painkillers to cure a throat infection. However several of my friends have had
very bad experiences, having to wait days to see a doctor, being given treatment
that made them worse and in the last resort having to "flee" across the Channel
to France in order to get a decent treatment!


I love the Netherlands, but the health system actually made me move.

Albania is pretty bad. If the Albanians can afford to they get medical attention
outside the country.


...middle eastern physicians never heard of privacy


Many US Citizens are accustomed to the medical attention we have access to in the USA and one of the many benefits our our Global Citizen and Travel Gap policies is you have access via the web, smartphone or telephone to a carefully selected international network of physicians and medical centers. You can review their credentials, get directions and they all speak English; however, you can also choose a doctor of your choice. Get a quote today at http://www.globalcitizeninsurance.com/plans.htm.

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Tuesday, February 2, 2010

Quote of the Day

"We make a living by what we get. We make a life by what we give." - Sir Winston Churchill

Are you volunteering abroad? Do you plan on joining a relief team? If so, then purchase our Travel Gap travel medical insurance for short-term mission trips. Get an Instant Travel Medical Quote.

After the recent earthquake in Haiti a client of ours had to be medically evacuated. View the news realease here. For a few dollars per day, you can limit the financial risk of an unforeseen illness or accident. In addition to the excelletn medical benefits, the Travel Gap features emergency medical evacuation and 24 hour worldwide assistance.

Do you trust your domestic insurance policy can provide adequate international assistance? Can they arrange emergency medical evacuation or dispatach a trusted doctor if you need immediate medical care? If you do not, then check our Travel Gap travel medical insurance and have peace of mind on your next international trip.