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Marine Health Insurance 101

Growing demand leads to comprehensive international health insurance being available for the first time in the marine industry.  Previously you could only purchase health insurance from offshore or surplus lines insurance carriers which have missed the mark by limiting your benefits in the U.S., long waiting periods, harsh exclusions, pre-certification penalties and lack of portability.

The Global Navigator provides health insurance to support the international lifestyles of captains and marine crews who travel to or from the United States for extended periods time. The Global Navigator international health insurance is underwritten by a U.S. Admitted Health Insurance Company which gives you the freedom to access care inside and outside the USA, without the residency restrictions other international medical plans require or your domestic medical plan has. Get a Quote Now.

Admitted Health Insurance vs. Non-Admitted, Surplus Coverage

Comparing surplus lines coverage to true health insurance is little like comparing a small pleasure craft hull to that of a long range expedition yacht.  They are built very differently with far reaching consequences.  Your personal health and financial security could hang in the balance.

Did you know:

• There are NO exclusions for pre-existing conditions with 6 months of prior creditable coverage.
• $5,000,000.00 medical limit and $250,000.00 medical evacuation benefit.
• Deductible is waived for office visits.
• No limit on the amount of time spent in any location, including the U.S.  Can be kept upon return to the U.S. up to age 84.
• Freedom to visit any provider outside of the U.S. without a reduction of benefits.
• Covers illness or injury due to acts of terrorism, up to the policy maximum

Navigating International health insurance just got a lot smoother!  An industry with an appetite for the best can now enjoy superior health insurance.  Review the benefits and feel free to email or call us with any questions or for personal service.  For over 40 years, Insurance Services of America has been providing our clients with affordable health, life and travel insurance.  Get a quote and purchase the Global Navigator international health insurance today and limit your financial risks of an unexpected medical expense. 

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